UFCW 1518 Dental Plan

When Coverage Begins

After you accumulate 1000 credited hours and accumulate and maintain at least 240 credited hours in three consecutive months, you are entitled to dental coverage for basic and major services for two months after a one-month waiting period.

The one-month waiting period is required because credited hours are reported one month after they have been worked or earned.

As you earn credited hours, they are applied towards satisfying both the 1000-hour requirement and the 240-hour requirement at the same time.

The two-month coverage period continues as long as you continue to earn at least 240 credited hours in the three consecutive months preceding the one-month waiting period.

For example, assuming you have already accumulated the required 1000 credited hours, if you earn at least 240 hours in January, February and March, you are entitled to dental coverage in May and June, following the one-month waiting period (April).

The following table illustrates eligibility and the months of coverage:

If you meet the 1,000 credited hours and the 240 credited hours requirement in the months of:	Then you are covered for the two-month period of:
Jan Feb Mar	May Jun
Feb Mar Apr	Jun Jul
Mar Apr May	Jul Aug
Apr May Jun	Aug Sept
May Jun Jul	Sept Oct
Jun Jul Aug	Oct Nov
Jul Aug Sept	Nov Dec
Aug Sep Oct	Dec Jan
Sept Oct Nov	Jan Feb
Oct Nov Dec	Feb Mar
Nov Dec Jan	Mar April
Dec Jan Feb	Apr May

To be eligible for Orthodontic coverage, you or your dependent must be currently eligible for dental benefits and have been eligible for dental benefits for a minimum of 12 months in the 30 months prior to the date the orthodontic service is rendered.

Please note: If you have no credited hours for a period of 12 consecutive months, you must qualify for eligibility again (1,000/240 credited hours), unless you were receiving long-term disability benefits, in which case the 1,000 credited hour requirement will be waived once you return to work.